Cheoma
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What Is Cheoma? A Complete Guide

Cheoma (처마) is the yield layer of GIWA Chain. It runs USDC vaults, a free testnet faucet, referral NFTs, and a treasury that buys back its own token. Here's the whole house, room by room.

~13% APR target GIWA Sepolia testnet live 10K USDC/day faucet
01 — The name

처마 — the eaves that shelter the house

In traditional Korean architecture, the 처마 (cheoma) is the roof eaves — the part of a hanok that extends past the walls to shelter everything beneath it from rain, sun, and wind. The whole structure is protected by the part that sticks out farthest.

Cheoma the protocol borrows the metaphor: a layer that shelters capital while the rest of the structure works. Deposits come in, they're put to work across income-generating strategies, and the fees generated flow back into a storehouse that compounds the protocol's own strength.

02 — The foundation

Built on GIWA Chain

Cheoma sits on GIWA Chain — an OP-stack Layer 2 built by Upbit and Dunamu, Korea's largest exchange. That choice matters for three reasons:

03 — The chambers

Two vaults, one house

Cheoma currently offers two yield vaults plus a faucet:

Combined Vault

99% sukuk · 1% event contracts

GCC sukuk core with a market-neutral event-contract sleeve. Targets ~13% APR. $50 min, 1%/1% fees.

Sukuk Vault

100% GCC sovereign & corporate

Sukuk-only allocation across the GCC. Targets ~5-8% APR. $50 min, 1%/1% fees.

The Well

Free testnet faucet

10K USDC per day per address, 24-hour cooldown. Free — for testing deposits, vaults, and referrals.

Full breakdown of minimums, fees, and caps: Cheoma Vaults Explained.

04 — The storehouse

The Gotgan (곳간) — a treasury that buys

90% of all entry and exit fees flow into The Gotgan — the storehouse. It accumulates from testnet through mainnet. At CHEOMA token launch, 100% of the storehouse is deployed to market-buy the token. After launch, it keeps operating as a permanent bid under the token.

Fee-funded only — no team allocation, no investor unlock inside. The storehouse never empties; it only grows fuller. Details: The Gotgan guide.

05 — The incentives

Points, referrals, and the leaderboard

Cheoma runs a points program that feeds airdrop allocation at launch. Points come from social actions and from on-chain deposits, and referral NFTs let users earn a share of fees from people they bring in. The full mechanics: Points, Referrals & the Leaderboard.

FAQ — Frequently asked questions
Questions & answers
What is Cheoma?
Cheoma (처마) is a yield protocol on GIWA Chain. The name means roof eaves in Korean — the part of a hanok that shelters the house. Deposits in its vaults work across GCC sukuk bonds and a market-neutral event-contract sleeve, and 90% of protocol fees flow into The Gotgan treasury.
What chain is Cheoma on?
GIWA Chain — an OP-stack Layer 2 built by Upbit and Dunamu, Korea's largest exchange, with 1-second blocks and ~$0.0007 average fees.
What does Cheoma do with deposits?
The Combined Vault allocates 99% to GCC sukuk bonds and 1% to a market-neutral event-contract sleeve. The Sukuk Vault allocates 100% to GCC sovereign and corporate sukuk.
Is Cheoma live?
Yes — live on GIWA Sepolia testnet with a free faucet granting 10K USDC per day per address. Production deposits open on mainnet at launch.

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Try the vaults on GIWA Sepolia testnet — free USDC from The Well faucet, no purchase required.

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